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                          Noida, Greater Noida, and YEIDA are rapidly growing real estate hubs where most residential apartments are constructed on leasehold land allotted by development authorities. Many flat buyers are unaware that while they purchase a flat, they don’t own the land beneath it. This blog will explain what happens when the building's life ends or the lease expires, and what formalities flat owners must complete to safeguard their interests. 1. Understanding Leasehold Property In Noida, Greater Noida, and YEIDA, most builder apartments are constructed on  leasehold land  allotted by the respective authority. Builders receive a lease (usually  90 years ) from the authority and construct flats to sell to buyers. Flat buyers get  ownership of the built-up space , but  not the land . The land remains under the ownership of the authority and is leased to the builder. 2. What Happen...

  Introduction In the world of real estate, people often assume that once a property is registered in their name, they are the legal owners. But the reality is more complex. According to property law and recent Supreme Court verdicts,  true property ownership depends on three critical elements: Possession + Title + Registration . This blog explains each component in detail and why all three are equally important. If you are planning to buy or sell property, understanding this formula can protect you from fraud, disputes, and legal trouble. 1. What Does Each Term Mean? a. Title  – The legal right to own a property. It means that the property is legally yours and your name is recorded as the rightful owner. Title can be proven through documents like the Title Deed, previous sale deeds, and Encumbrance Certificate. b. Registration  – This is the formal process of recording the property transaction with the government (Sub-Registrar Office) under the Indian Registration ...

  Introduction In a significant and eye-opening judgment, the Supreme Court of India has ruled that merely registering a sale deed is not enough to prove ownership of a property. This ruling is a wake-up call for millions of property buyers, sellers, and real estate agents across India. The verdict makes it clear that  property ownership requires a clear and valid title, not just a registered document . Let us understand what this judgment means, why it was given, and what common property buyers must do to protect their rights. What Was the Case? The judgment came in two related matters – one from Telangana and one from Andhra Pradesh – where disputes arose even after property sale deeds had been registered. The Court observed that the registration process is a  procedural formality  and does not verify the legal ownership of the seller. Therefore, if the seller’s title is unclear or invalid, the buyer cannot become a legal owner even after registering the property. ...

Introduction In a big step towards modern urban development, the Uttar Pradesh government has introduced the  Building Construction and Development By-Laws, 2025 . These new rules are designed to make home-building easier, faster, and smarter. Whether you're a plot owner, builder, architect, or just someone looking to build a home or shop, these laws are made to help you. Let’s explore what these by-laws mean in simple language and how they can benefit you. 1. Why These New Rules? The old building laws were created in 2008. Since then, cities have grown fast. The government felt it was time to update the rules so that they match today's needs: Cities have become more crowded. There’s more demand for housing and shops. People want faster approvals and clear guidelines. These new laws aim to make urban development smoother, more transparent, and citizen-friendly. 2. Key Highlights of the 2025 By-Laws a. Shop + Home Together  If your plot is on a road that is 24 meters or wider, ...

  🏠 Introduction Home loans are a common financial responsibility, often stretching over 20–30 years. But the interest paid over such long tenures is massive. What if you could  cut that loan tenure in half  and save lakhs in interest? In this blog, we reveal smart, actionable strategies to  close a 25-year loan in just 10 years . 💡 Why Close Your Home Loan Early? A 25-year loan may offer lower EMIs, but it traps you in long-term interest payments and limits your financial flexibility. Here's why you should aim to close early: Save ₹10–30 lakhs in interest Become debt-free faster Unlock credit capacity for other investments Achieve peace of mind 🔟 10 Smart Ways to Close Your Home Loan in 10 Years 1. 📈 Increase Your EMI Every Year Instead of keeping your EMI constant, increase it annually by 5–10%. As your income grows, so should your repayment capacity. Example: ₹25,000 EMI in year 1 → ₹27,500 in year 2 → ₹30,000 in year 3. This reduces your loan principal faster...